TABLE OF CONTENTS.

The pages referred to are those between brackets. [ ]

INDEX OF CASES CITED

PART I.

CHAPTER I.

The nature of the Contract at Common Law and as modified by the

Statute Law. How far it fulfils the legal Conditions of a Wager, or

necessarily operates as an Indemnity.-The Irish Decisions.-God-

sall v. Boldero.-The Gambling Act and its Provisions.-The Insurable

Interest.-The 8 & 9 Vict. c. 109

CHAPTER II.

The premises of the Contract.-The disclosure of material Facts.-The

form and manner of the Proposal.-The construction of its Stipula-

tions.-The effect of Warranties and Representations

CHAPTER III.

The private and medical Referees.-Their Duties and Responsibilities.

-The right of the latter to Remuneration for their Professional Ser-

vices

CHAPTER IV.

The Policy. Its form, execution and conditions, and the General Rules

of its Construction

CHAPTER V.

The Onus of Proof of the truth of the Warranties, &c.-Indisputable

and unchallengeable Policies.-The right of the Insurers to set aside

the Contract in Certain Cases.-The return of the Premium, and the

reformation of the Contract

CHAPTER VI.

Insurances against Accident.-Insurances against the birth of Issue.

Fidelity or Guarantee Policies.-The combination of Guarantee and

Life Insurance

Page ix.

1

30

51

59

81

96

CHAPTER VII.

The Insurer, and herein of the Constitution of Insurance Offices

CHAPTER VIII.

Charters of Incorporation and the Construction of Deeds of Settlement,

and private Acts of Parliament amending the same, and giving special

powers to Insurance Companies, and herein of the Partnership Rights

of the Members inter se

Friendly Societies

CHAPTER IX.

CHAPTER X.

The Powers and Duties of Directors, Officers, and Agents

PART II.

CHAPTER I.

The Assignment of Policies for valuable consideration, and herein of

Considerations, of the Bankruptcy of the Assured, and eonflicting

Equities of Consecutive Incumbrancers

. 114

135

147

157

169

CHAPTER II.

The Evidences of Contracts by which sales are effected or Liens created

188

CHAPTER III.

Notice

CHAPTER IV.

Concerning advances by Insurance Offices by way of Mortgage of their

own Policies with or without additional Security, and herein of the

Securities for Money usually accepted by them

CHAPTER V.

The Sale of Reversionary Interests

CHAPTER VI.

Equities arising from Contracts other than Contracts of Sale, or the

Creation of Liens by the Assured

CHAPTER VII.

The application of Policies as Securities for the Fines payable on the

renewal of Leaseholds for Lives or Years

Voluntary Assignments.

CHAPTER VIII.

201

216

226

244

260

272

PART III.

CHAPTER I.

The Rights and Interests of Persons under Disabilities.-Infancy.—

Coverture.-Lunacy.-Felony

CHAPTER II.

The Claim and its Payment.-The Proof of Death.-The Receipt.—

The custody of the Evidences of Title

CHAPTER III.

The enforcement of Claims by Action at Law or Suit in Equity.-Inter-
pleader. The construction of Stipulations for the limitation of the
Liability of the Insurers

The Succession Duty Act, 1853.-The Income Tax Acts, 1853.-The
prospect of future Legislation on the subject of Life Assurance as
developed in the Report of the Select Committee of 1853.-Recom-
mendations for the Amendment of the Law

Assignment upon Sale of a Policy of Assurance effected by the Vendor

upon the Life of a Nominee [with Variations when the Policy is on

the Life of the Vendor]

PRECEDENT III.

Assignment upon Sale of a Policy of Assurance, [to be indorsed upon

the Policy]

PRECEDENT IV.

Assignment by a Creditor of a Policy of Assurance effected by him upon

the Life of his Debtor to the latter after satisfaction of the Debt, [to

be indorsed upon the Policy] .

PRECEDENT V.

Mortgage of a Policy of Assurance upon the Life of the Mortgagor for
securing a gross Sum and Interest thereon

298

311

328

334

353

374

391

393

397

398

399

PRECEDENT VI

Deed of further Charge

PRECEDENT VII.

Mortgage of a Policy of Assurance to Three Persons upon a Joint Ac-

count, with Provisions for effecting a new Policy in the event of For-

feiture.

403

405

PRECEDENT VIIL

Deed of Covenant with Sureties, and the assignment of a Policy for

securing a Sum of Money re-payable by Instalments.

409

PRECEDENT IX.

Deed of Covenant with the collateral Security of a Policy efected upon

the Life of the Debtor in the Name of the Creditor for securing & Sum

siready due and future Advances.

PRECEDENT X.

Assignment of a Polier of Assurance in contemplation of Marriage upon

Trusts to be declared by an Indenture of even date there with

PRECEDENT XL

Settlement of Moneys assured by a Puigy on the Life of the intended

Hustand assigned by a Dood if even dine to the Trustees

PRECEDENT XM.

Settlement of a Policy of Assurance on the Life of the intended Hashand

(sheet Form

412

417

122

430

457